Abstract

Many credit cards are often marketed towards young adults, who sign up for these credit cards without  a second thought. Having credit cards early on during your career is good for building up credit score,  but it could lead to misuse as not everyone will have a proper understanding of credit card  management. Kredit King is committed to providing users with tools that prevent them from finding  themselves in financial turmoil. These tools allow users to store their credit cards in one convenient  location, set up single card or multiple card budget screen, analyze spending trends using various charts  and graphs, and notify the user of which credit card to use for a particular payment to maximize their  credit card cashback or rewards. This means that individuals will improve their credit score, manage  their money more efficiently, and increase their spending power by effectively utilizing the rewards  associated with their cards.